Are you ready to buy your first home in the UAE as a first-time home buyer UAE?
The journey from dreaming to owning can be exciting, but also a bit overwhelming if you don’t know what to expect. At Betterway Mortgage, we help first-time home buyers navigate every step with confidence. In this guide, you’ll discover what no one tells you, how to find the best mortgage rates, and how to avoid common mistakes.
Why Buy Property in the UAE? Tax Benefits Explained

The UAE offers some of the world’s most attractive property markets. With zero income tax and no capital gains tax on property sales, buying here can be a smart investment. Plus, cities like Dubai and Abu Dhabi are known for their world-class amenities, safety, and vibrant expat communities.
Top 5 Mistakes First-Time Home Buyers in UAE Make (And How to Avoid Them)
Many new buyers rush into decisions or overlook important details. Here are the most common pitfalls and how you can steer clear:
- Not Comparing Mortgage Rates:
Banks in the UAE offer different rates and terms. Don’t settle for the first offer, compare options to save thousands over your loan term. - Underestimating Hidden Costs:
Beyond the property price, budget for registration fees, agent commissions, and service charges. - Not Getting Pre-Approved:
Mortgage pre-approval gives you a clear budget and makes you a more attractive buyer. - Choosing the Wrong Location:
Research neighborhoods to find one that fits your lifestyle and budget. - Rushing the Process:
Take your time to understand the legal requirements and ask questions.
2025 Bank Comparison: Lowest Mortgage Rates in Dubai

Not all banks are created equal. Some offer special rates for first-time buyers, but these deals aren’t always advertised. Our experts compare rates from top banks like Emirates NBD, Dubai Islamic Bank, First Abu Dhabi Bank and also from rest leading banks helping you find the best deal for your needs.
How We Simplify the Process for Expats

Whether you’re living in the UAE or abroad, our team guides you through every step:
- Document Checklist: We help you gather everything you need, from proof of income to visa copies.
- Personalized Advice: Get recommendations tailored to your budget and goals.
- End-to-End Support: From application to approval, we’re with you until you get your keys.
Ready to Take the First Step?
Visit Betterwaymortgages.com for more tips, free guidance, and expert support.
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Betterway Mortgage: Helping first-time buyers unlock their dream homes in Dubai, Abu Dhabi, and beyond.
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